One of the most common misconceptions regarding motorcycle insurance is its one size fits all approach, regardless of bike type or features. That is not the case. This is a big reason why, if you own a motorcycle, you need to talk with the team of professionals at The Shay Agency in Wilkes-Barre, PA and look into the different motorcycle insurance add-ons. In fact, here is a handful you should consider.

Accessory Coverage

Whether you add a new mount for your mobile phone or you have a sidecar attachment, new accessories cost you money and yet, in the event of an accident, are likely not covered by your current policy. Due to this, if you have invested any kind of money into accessories on your bike, you need to do what you can to protect them. This coverage also covers custom parts on your bike, if you like to mod it. 

Carried Contents Coverage

If you use your motorcycle to transport goods, such as when on the road for an extended trip, you may want to consider carried contents coverage. If your motorcycle is stolen and you have your phone or other items stashed onboard, this is covered. This may include items a passenger may be carrying as well. Ask an agent to explain this coverage further if you are unsure of a specific item.

In order to make sure you are properly protected, you need to invest in the right insurance coverage. At The Shay Agency in Wilkes-Barre, PA, our team of professionals is on hand to assist you in identifying what insurance add-ons will best address what you need as a motorcycle owner and rider.