People living in Wilkes-Barre, PA may not spend a lot of time worrying about flooding, but it is a real threat. It is dangerously close to the Susquehanna River that surrounds the main part of the city. The river usually stands at around 510 feet. If the river rises much above this normal level, flooding can occur very quickly.

Flood Insurance that Stands By You

The Shay Agency that serves the Wilkes-Barre, PA area is involved in helping people to prepare for the unexpected so that rebuilding and repairs can begin quickly following a flood.

The average cost of flood repair is around $3700 for every 200 feet, according to one source that keeps data on the history of flooding in various areas of the country. Imagine having to pay out-of-pocket for this. Most people simply cannot afford to do so. And you shouldn’t have to. 

Know Your Risks

The NOAA Weather Service keeps logs of flood information for various areas of the country. They recorded that the flood stage of the Susquehanna River is 22 feet. It is important to monitor the current stage of the river in your area and get out of the area when it is near the flood stage, especially if you live close to the banks of the river. 

Why Have Flood Insurance?

Having adequate flood insurance before a flood hits will keep you from worrying in the event you are hit by flooding or other potential disasters. Insurance is like a seatbelt that you hope you never have to use. But if you don’t wear it, it cannot help you.

If you have concerns about whether you should carry flood insurance and how much, see The Shay Agency for more information and find out how much insurance you should carry based on your personal flood risk.