At The Shay Agency, we encourage homeowners in Wilkes-Barre, PA to invest in flood insurance. There are many reasons why homeowners need to invest in this important type of insurance coverage.

The following are three reasons why flood insurance is so essential. 

Flood coverage is not typically included in standard home insurance policies.

Property owners must realize that a standard home insurance policy won’t include flood coverage. This makes it especially important to invest in flood insurance coverage to protect the value of your property. 

Flood damage can destroy your property.

Property owners need to understand how devastating flood damage can be. If your area experiences a natural disaster that leads to extensive flooding, your home could be destroyed.

With flood insurance, you can protect the value of your property and avoid too much financial risk as a property owner resulting from situations that involve flooding and water damage. 

Many properties are at risk of flood damage.

Regardless of the area of the country in which your property is located, you’re likely to have some risk of flood damage that you need to consider when it comes to insuring your property.

Your property could experience flood damage even if you’re not in an area officially designated as a flood zone. That’s why it’s always best to invest in flood insurance to be cautious and protect yourself against flood risk.    

At The Shay Agency, we can come to your assistance if you’re looking for flood insurance coverage in the Wilkes-Barre, PA area. Get in touch with us today to learn more about our policies or to get a quote on a flood insurance policy.