Choose The Shay Agency in Wilkes-Barre, PA, for your auto insurance needs. Our strong dedication to finding the best individualized insurance coverage lets you hit the road confidently. We value top-notch customer service, with our highly competent team ready to guide you through all possible driving scenarios. Our commitment to expert knowledge and custom-fit solutions means you’re well-protected in your vehicle. Trust The Shay Agency as your reliable insurance partner for a worry-free driving experience.

Understanding the Impact of Accidents on Your Auto Insurance Rates

Several factors must be considered to understand an accident’s impact on your auto insurance rate. At The Shay Agency in Wilkes-Barre, PA, we include the impact duration and the accident’s severity. For minor fender benders, your premium might increase for three to five years, while more serious accidents can have ongoing implications.

Insurance companies often examine your driving record and details of the incident before determining the rate hike’s duration. The frequency and fault of accidents also play a significant role in how long accident rates will affect your insurance premium. Therefore, timely communication with your insurance provider and seeking solutions to reduce premiums after an accident become vital to minimizing your insurance costs over time. Preserve a clean driving record and handle any issues promptly with your insurer – these actions will gradually lower your auto insurance rates.

Enjoy Top-Tier Auto Coverage with The Shay Agency

Contact us at The Shay Agency in Wilkes-Barre, PA for personally tailored, high-quality auto coverage. Our expert team can assist you in finding the perfect insurance solutions to ensure you have the protection you deserve. With The Shay Agency’s commitment to excellence, we promise a seamless, stress-free experience in securing the coverage that fits your needs just right. Contact us today and enjoy peace of mind on the road.