When you contact an insurance agent to get car insurance, you have a choice. What kind of insurance should you get?
There are several types of car insurance, including liability only, collision insurance, personal injury insurance, and others. Comprehensive coverage is usually a combination of coverage. The Shay Agency, servicing Wilkes-Barre, PA, offers comprehensive coverage to customers who want to ensure full protection while they’re driving. In this article, we’ll discuss comprehensive auto insurance in more detail.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance is primarily known as insurance that covers repair to your vehicle after a collision, regardless of fault. Comprehensive auto also pays to repair the other driver’s vehicle if you caused the collision. Comprehensive auto insurance also covers:
- Fire
- Theft
- Collision with an animal
- Vandalism
- Windshield damage
- Roadside assistance
Who Needs Comprehensive Auto Insurance?
Many people who choose comprehensive auto insurance are people who have a brand-new vehicle. Comprehensive auto insurance is also a requirement for most car loan applicants.
Even if you don’t have a car loan, you may choose to get comprehensive insurance anyway because new vehicles are valuable. Comprehensive auto insurance helps protect the value of your car by making it easier to get your car repaired following a collision.
Do you want to know more about comprehensive auto insurance? The Shay Agency, servicing Wilkes-Barre, PA, can help. Our highly trained agents provide our customers with the information they need to make intelligent decisions about vehicle auto insurance.
Whether you have a brand-new car or you’re buying a pre-used vehicle, you’ll need auto insurance. We can help you choose the right type and policy for your needs.