Flood insurance is usually not included in a standard homeowner’s insurance plan, and instead comes as a specific rider that you can add-on to your property. The Shay Agency wants you to know why flood insurance is necessary to keep your investment safe from destruction.
1. Swift Action Means Less Damage
When you have water damage in your home, it’s not always clear just how much it will be to fully clean. Because the moisture can sink deep into the surfaces of the home, the repair bills can be astronomical. Instead of fixing it right away, homeowners in Wilkes-Barre PA may choose to wait if they don’t have insurance to cover the full costs. Flood insurance allows you to take care of the trouble as soon as possible, which will save the property as well as your finances.
2. It’s Healthier
Your home was never meant to be infused with mildew. It can pollute the air and lead to anything from allergies to respiration problems. Plus, if you let water damage sit for too long, you increase the odds of a mold formation in the home. This can be more than irritating, it can actually be deadly.
3. You Have a Resource
When your home is flooded, it’s a lot easier to protect your property when you have someone you can call. The Shay Agency is here to help the people of Wilkes-Barre, PA do more for themselves, so they can live in a stable property and maintain their resale value.
If you want to find out more about what it takes to add flood insurance to a policy, call our staff today. We can help you determine your level of coverage based on everything from the size of your property to the value of your possessions.